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Q: How bad can capital gains tax get when selling property in Mexico? A: If you don’t plan ahead, it can be brutal. By law, you may owe up to 35% of the difference in pesos  between what you paid and what you sold for. I’ve seen sellers buy when the exchange rate was 11:1 and sell when it was 22:1. On paper, that looks like a huge profit in pesos — even if they sold for the same U.S. dollar price. One client ended up paying almost half of their sales price in taxes. Q: What can sellers do to reduce their capital gains tax in Loreto? A: If you haven’t had a tax appraisal in five years or more, get one. A new appraisal reestablishes the value of your property at today’s exchange rate and can dramatically reduce your tax burden. I always guide my sellers through this process, then my attorney finalizes it at closing. Q: What mistake do buyers make that creates future capital gains problems? A: Sometimes the Fideicomiso  (bank trust) doesn’t show the full price the buyer paid, especially if a crooked seller or developer underreports it to save on taxes. Years later, when the buyer sells, they get hit with capital gains on that missing amount. I always check the Fideicomiso against the actual purchase price to protect my clients. Also, many buyers are surprised when their Fideicomiso  only states the value of the land and not both the land and the construction. This happens when the property never underwent a tax appraisal or the issuance of a Terminación de Obras  (completion of works certificate). Without that, the recorded value remains incomplete — creating a tax problem later when it’s time to sell. Q: What mistake do buyers make that creates future capital gains problems? A:  Here’s something most people don’t know — in Mexico, there’s also what I call r everse capital gains . If a property sells for less than the tax-assessed value , the Buyer  can actually become liable for capital gains tax on the difference. This happens because the Mexican tax authorities assume that no one would sell below the appraised value unless part of the payment was “off the books.” So the buyer ends up paying the tax on the imagined gain . It’s rare, but it happens — and it’s one more reason I always advise both buyers and sellers to have their Notario and Attorney  review all declared values carefully before signing anything. That one oversight can become a very expensive surprise at closing. Q: Do you handle the legal side of capital gains? A: No — I’m not an attorney, and I don’t pretend to be. What I do is make sure my clients avoid costly mistakes, then I bring in one of the attorneys I trust to handle the legal work with the Notario.

Imagine waking up every morning to the gentle sound of waves and a breathtaking view of the ocean stretching endlessly before you. Sounds like a dream, right? Well, it doesn’t have to be. Coastal oceanview homes Mexico offer exactly that - a lifestyle where the sea is your backyard and every day feels like a vacation. If you’ve ever thought about owning a slice of paradise, now is the perfect time to explore what this stunning region has to offer. Why Choose Coastal Oceanview Homes Mexico? Choosing a home with an ocean view is about more than just the scenery. It’s about embracing a lifestyle filled with peace, beauty, and endless opportunities for relaxation and adventure. Coastal oceanview homes Mexico provide a unique blend of natural beauty and vibrant culture. Here’s why these homes stand out: Unmatched Views : Imagine sipping your morning coffee while watching the sun rise over the Pacific Ocean. The panoramic views are simply spectacular. Outdoor Living : These homes often feature spacious patios, balconies, and terraces designed to maximize your connection with the outdoors. Investment Potential : Coastal properties in Mexico have shown steady appreciation, making them a smart investment. Community and Culture : Living by the coast means immersing yourself in local traditions, fresh seafood, and friendly neighbors. Whether you’re looking for a permanent residence, a vacation getaway, or a rental property, coastal oceanview homes Mexico offer something for everyone. Modern oceanview home with balcony What Makes Loreto Bay a Top Choice for Oceanview Homes? Loreto Bay is a hidden gem on Mexico’s Baja California Sur coast. It’s a place where natural beauty meets modern amenities, making it a prime location for oceanview homes. Here’s what makes Loreto Bay so special: Pristine Beaches : The coastline here is unspoiled, with soft sandy beaches and crystal-clear waters. Mild Climate : Enjoy warm, sunny weather year-round, perfect for outdoor activities and beach living. Rich Marine Life : The Sea of Cortez is known as the "Aquarium of the World," offering incredible opportunities for snorkeling, diving, and fishing. Golf and Recreation : Loreto Bay features world-class golf courses and plenty of hiking trails for nature lovers. Community Vibe : The area has a welcoming, laid-back atmosphere that makes it easy to feel at home. If you want to experience the best of coastal living, Loreto Bay is a fantastic place to start your search. Pristine beach in Loreto Bay How to Find the Perfect Oceanview Home in Mexico Finding the right oceanview home can feel overwhelming, but it doesn’t have to be. Here’s a simple guide to help you navigate the process and find a property that fits your needs and dreams: Define Your Priorities Think about what matters most to you. Do you want a large home or a cozy condo? Is proximity to the beach important? What about nearby amenities like shops and restaurants? Set Your Budget Knowing your budget helps narrow down options and ensures you focus on homes within your price range. Work with Local Experts Partnering with a trusted real estate agent who knows the Loreto Bay market can save you time and stress. They can provide valuable insights and access to exclusive listings. Visit Properties in Person Pictures are great, but nothing beats seeing a home firsthand. Schedule visits to get a true feel for the property and its surroundings. Consider Future Value Look for homes in areas with growth potential. This way, your investment can appreciate over time. Check Legal and Ownership Details Ensure the property has clear titles and all necessary permits. This step is crucial for a smooth purchase. By following these steps, you’ll be well on your way to owning a beautiful oceanview home in Mexico. Discover Oceanview Homes for Sale in Loreto Bay If you’re ready to take the next step, I highly recommend checking out the available oceanview homes for sale in Loreto Bay. These properties offer stunning views, modern amenities, and a chance to live in one of Mexico’s most beautiful coastal communities. From luxurious condos in Punta Nopolo Tower to charming villas nestled along the shore, there’s something for every taste and budget. Imagine having your own slice of paradise where you can relax, entertain, and enjoy the natural beauty of the Sea of Cortez. Luxury oceanview condos in Loreto Bay Tips for Making the Most of Your Coastal Home Owning a coastal oceanview home is a dream come true, but it also comes with unique considerations. Here are some tips to help you enjoy your property to the fullest: Protect Your Investment : Salt air and ocean breeze can be tough on buildings. Use weather-resistant materials and schedule regular maintenance. Maximize Outdoor Spaces : Create inviting patios, decks, or gardens to take full advantage of the views and climate. Embrace Local Culture : Explore nearby markets, festivals, and cuisine to enrich your experience. Stay Connected : Even in paradise, reliable internet and communication are important, especially if you work remotely. Plan for Rentals : If you’re not living there full-time, consider renting your home to generate income. With these tips, your coastal home will be a place of joy and relaxation for years to come. Your Next Step Toward Coastal Living Are you ready to turn your dream of owning a coastal oceanview home in Mexico into reality? The market is full of exciting opportunities, and with the right guidance, you can find a property that fits your lifestyle and goals perfectly. Explore the options, ask questions, and imagine the life you want to live. The ocean is calling, and your perfect home is waiting. Start your journey today and discover the magic of coastal oceanview homes Mexico. Your paradise by the sea is closer than you think!

Clearing Up the Controversy There seems to be some confusion about holding title in Mexico. Let's clarify the facts. According to the Department of the Interior Constitution of the United States of Mexico , Article 27, as of the latest reform act on July 7, 2014, only Mexicans by birth or naturalization, as well as Mexican companies, can own land within 100 kilometers of the borders and 50 kilometers of the beaches. So, what does this mean for you as a foreign buyer? If you want to own property in Loreto, you will need to use a Trust (Fideicomiso). This is a legal arrangement that allows you to hold the rights to the property while the title is held in a bank's name. The beneficiary of the trust enjoys all legal rights of ownership. You can build, improve, or even sell the property as if it were your own. Just remember, you must notify the bank and get their approval for any modifications to the trust. Why Choose Century 21 Roadrunner Realty? At Century 21 Roadrunner Realty, we have been helping people navigate the real estate market in Loreto for 13 years! During this time, we have successfully closed almost 150 real estate transactions. You can see for yourself the success we've had by visiting our properties sold page . As Loreto continues to grow, we understand that competition is increasing. Some agents are great, while others may not provide the same level of service. That's why it's crucial to choose a trusted partner. We pride ourselves on being the leading real estate experts in Loreto. Our goal is to help you confidently buy or sell your property, leveraging our local expertise and the global Century 21 network. The Benefits of Working with Us Local Expertise Our team knows Loreto inside and out. We understand the neighborhoods, the market trends, and the best properties available. This local knowledge allows us to provide you with data-driven insights that are essential for making informed decisions. Personalized Service We believe in a personalized approach. Every client is unique, and we take the time to understand your specific needs and preferences. Whether you are buying or selling, we tailor our services to ensure you have the best experience possible. Comprehensive Support From the initial consultation to closing the deal, we are with you every step of the way. We handle all the details, so you can focus on what matters most—finding your dream property or selling your current home. Contact Us Today! If you're interested in property in Loreto, don't hesitate to reach out. Our team is ready to assist you with any questions or concerns you may have. Visit our contact page to get in touch with our dedicated agents. We look forward to helping you navigate the exciting world of Loreto Bay real estate!

Discover Your Home's Value Are you curious about the value of your home in Loreto Bay? Understanding your property's worth is essential, whether you plan to sell or simply want to stay informed. You can use our interactive tool to drill down on home types, prices, and price per square foot. This tool provides valuable insights that can help you make informed decisions. The Importance of Home Valuation Knowing your home's value can empower you. It helps you set realistic expectations when selling. It also aids in making decisions about renovations or investments. But how is this value determined? Home valuation considers various factors. These include location, size, condition, and market trends. In Loreto Bay, the real estate market can fluctuate. Therefore, staying updated is crucial. Understanding Market Trends Real estate markets are dynamic. They can change based on economic conditions, interest rates, and local developments. For instance, if new amenities are introduced in Loreto Bay, property values may rise. Conversely, if the market slows down, values might decrease. By keeping an eye on these trends, you can better understand your home's worth. This knowledge can also help you negotiate better when buying or selling. Tools to Assess Your Home's Value Aside from our interactive tool, there are other ways to assess your home's value. You can consult with real estate professionals. They have access to comprehensive data and can provide personalized insights. Additionally, consider using online valuation tools. These can give you a rough estimate based on recent sales in your area. However, remember that these tools may not always be accurate. They should be used as a starting point rather than a definitive answer. Factors That Influence Home Value Several factors can influence your home's value in Loreto Bay: Location : Proximity to amenities, schools, and beaches can significantly impact value. Size and Layout : Larger homes or those with desirable layouts often command higher prices. Condition : Well-maintained properties typically have higher values than those needing repairs. Market Conditions : Supply and demand dynamics can affect home prices. By understanding these factors, you can better position your home in the market. Preparing for a Sale If you're considering selling your home, preparation is key. Start by getting a professional appraisal. This will give you a clear idea of your home's worth. Next, make necessary repairs and improvements. A fresh coat of paint or updated fixtures can make a big difference. Finally, work with a trusted real estate agent. They can guide you through the selling process and help you achieve the best price. Conclusion In conclusion, knowing how much your Loreto Bay home is worth is crucial. It empowers you to make informed decisions, whether buying or selling. Utilize our interactive tool to get started. Remember, the real estate market is always changing, so stay informed and proactive. By understanding your home's value and the factors that influence it, you can navigate the real estate landscape with confidence. Happy selling!

Buying or selling real estate in Mexico isn’t something you should do without proper representation. Would you ever buy or sell a property in the U.S. or Canada without your own agent? Of course not — and you shouldn’t in Mexico either. Here’s why: For Buyers In Mexico, the listing agent has a legal and contractual obligation to the seller. That means they’re naturally inclined to protect the seller’s best interests, not yours. Without your own representation, you could easily end up overpaying — often by 1% to 2% or more — because the listing agent leans toward pleasing their client. Having your own buyer’s agent ensures that someone is watching out exclusively for your needs, negotiating on your behalf, and helping you avoid costly mistakes. For Sellers Selling a home in Mexico also comes with its own challenges. One of the biggest concerns is capital gains tax , which can reach as high as 35% of the perceived gains on your property. At Century 21 Roadrunner Realty, we coordinate with trusted real estate attorneys to help reduce your exposure. We also employ proven strategies such as separating household goods into a separate contract with buyers. This simple step can lower the taxable sales price, potentially saving you thousands. Why Work With Us? With over 12 years of experience and more than $45 million USD in closed sales  in Loreto, we know how to protect both buyers and sellers. Our expertise, local knowledge, and creative problem-solving ensure you’re getting the best possible outcome — whether you’re investing, relocating, or selling your Baja dream home. In Mexico’s unique real estate market, experience matters. Don’t go it alone.

I posted three short videos on Youtube and got over 1300 views on each one of them. Check out the Channel: https://www.youtube.com/channel/UCaCHx66c7ngPSjQpYT_wpHQ

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Our lights are strung and the stockings are in place on the fireplace mantle! We wish goodwill to all!

We would love to have your listing if you are a seller! If you have listed with another Agency and your property hasn't moved, then listing with a different Agency can refresh your listing.

We just purchased a Century 21 franchise for our business in Loreto. We are calling it the Roadrunner Realty and we are going to be speedy! We plan to keep everyone informed as to our progress.

Our business has been terrific this last year! Thanks to everyone who used our services. We appreciate all of you!